Andrews Mortgage Solutions offers a wide varity of options.  Our desire is to find the perfect program to fit your needs.  Listed below is what we offer:

Purchases

A mortgage to buy a home previously constructed and on its own land.

Refinances

Replace your current mortgage with a new one. This may be done to reduce interest cost (by refinancing at a lower rate), to pay off other debts, to change the terms of your mortgage, to reduce risk (switching from a variable rate to a fixed rate) and/or to cash out your equity to do as you please.

Home Equity Loans 

A second mortgage, allowing you to draw equity from your home on a draw basis.

Construction Permanent Loans

Home financing that allows you to BUILD a home, purchase a lot (or build on your currently owned lot); and convert to permanent financing once the home is built, without having to pay two sets of closing costs. 

Alternative Financing

These types of loans allow us to finance a borrower even if they do not meet normal guidelines. A few examples would be stated loans (where income is stated not proved), no ratio loans (where employment is provided but no income) and no doc loans (where no employment or income are provided).