FAQ - ANDREWS MORTGAGE OF OCALA FLORIDA - HOME MORTGAGE LOANS

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What's your Rate?

281

How long does the loan process take?

257

Who dictates the costs & fees on a traditional residential real estate mortgage loan?

258

Why is the Annual Percentage Rate (APR) on the Truth in Lending Disclosure higher than the "rate"...

269

What is an escrow account?

252

What benefits do I receive from mortgage insurance (MI) on a traditional residential real estate fir

243

What is a Fico Score?

251

283

What are closing costs?

269

What are Fannie Mae and Freddie Mac? Are they programs?

282

What are Conforming and Non-Conforming Loans?

272

What is a Good Faith Estimate?

267

What is title insurance and why do I need it?

247

What is Hazard Insurance?

256

What is Prepaid Interest?

268

What is a Yield Spread Premium?

258

How much will I pay in property taxes?

276

How does the interest rate factor in securing a mortgage loan?

256

275

What will happen at closing?

253

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